--- title: When Should I Review My Home Insurance Coverage? description: You should reconsider your home insurance policy needs each new year. Here are a few things you may want to discuss with your insurance agent. --- ## When Should I Review My Home Insurance Coverage? - Posted on Thursday, February 27, 2020 **_Insurance is an important part of being a homeowner._** Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage. But when is it time to review your coverages? Should you evaluate your coverage monthly, yearly, or somewhere in between? ### The most important times to review coverage Let’s talk about events that should prompt you to review your home insurance coverage. 1. **You’ve received a shiny new gift or bought something expensive** : To eliminate the risk of not being covered if someone were to steal personal belongings, it’s important to review your home insurance coverage when you are keeping something expensive in the home. 2. **You’ve added square footage to your home** : Many insurance companies base your coverage off of the square footage of your home. That means that if you add a new sunroom, deck or pool space to your existing structure, it’s important to report it to your agent. 3. **You got married** : If you’re going to be adding another person to your home, they’ll likely bring all of their belongings with them. That means that the value of items in your home will increase — in which case, you’ll need to contact your agent to increase your coverage. 4. **You’re starting a business out of your home** : If you run a business out of your home, it’s important to report this to your insurance agency. 5. **Policy renewal is coming up** : When your policy is set to renew, it’s a great time to review it. ### Are you shopping for home insurance? **If you’re looking to purchase insurance for a home, cars or simply looking for a change in policies, contact us to learn about your options!** **_We offer exceptional coverage from several top rated insurance companies._** **_We will find the right coverage at the best price for you personally!_** **573-327-8040** **[https://www.gatewayinsurancenetwork.com](https://www.gatewayinsurancenetwork.com/)** ## Share This - [Facebook](https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.gatewayinsurancenetwork.com%2Fblog%2F2020%2F02%2F27%2Fwhen-should-i-renew-my-home-insurance-coverage.md) - [Twitter](https://twitter.com/share?url=https%3A%2F%2Fwww.gatewayinsurancenetwork.com%2Fblog%2F2020%2F02%2F27%2Fwhen-should-i-renew-my-home-insurance-coverage.md&text=When+Should+I+Review+My+Home+Insurance+Coverage%3F) - [LinkedIn](https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fwww.gatewayinsurancenetwork.com%2Fblog%2F2020%2F02%2F27%2Fwhen-should-i-renew-my-home-insurance-coverage.md&title=When+Should+I+Review+My+Home+Insurance+Coverage%3F) - [Email](mailto:?subject=When+Should+I+Review+My+Home+Insurance+Coverage%3F&body=Thought+you+might+be+interested...%0A%0AWhen+Should+I+Review+My+Home+Insurance+Coverage%3F%0Ahttps%3A%2F%2Fwww.gatewayinsurancenetwork.com%2Fblog%2F2020%2F02%2F27%2Fwhen-should-i-renew-my-home-insurance-coverage.md) ## Insurance Quotes **Give us some info and we'll help you find the best coverage options!** [Request a Quote](/quotes) ## Contact Us **Contact our office for more information!** [Contact Us](/contact) ## Insurance Partners [Travelers — Progressive — GEICO — Foremost Insurance — Bristol West — Barton Mutual — National General Insurance — The Hartford — Hagerty — Guard — Employers — AIG — Pie Workmans Comp Insurance — Dairyland — Sentry Insurance — Aetna — Humana — Mutual of Omaha — Gerber Life Insurance — Bestow Term Life Insurance — Mass Mutual — Palomar Specialty — Colonial Bond and Insurance Co. — North American — Personal Umbrella — Openly — TransAmerica — Breeze Disability Insurance — Banner Life — Savings Bank Life Insurance — John Hancock Life Insurance](/insurance-companies) ## Service Request To submit a service request, contact us with the specific details. 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