---
title: What Is Umbrella Insurance?
description: You need the right protection in the event of a lawsuit. Get everything covered under an umbrella policy.
---

# What Is Umbrella Insurance?

## Gateway Insurance Network

* * *

## What Is Umbrella Insurance?

- Posted on Saturday, March 14, 2020

**When Facing a Lawsuit, Your Regular Insurance May Not Be Enough.**
Umbrella insurance provides extra liability coverage that can help protect assets, such as your income, home, additional properties, cars, motorcycles, utvs and watercraft. It also helps cover defense costs, attorney fees and other charges associated with lawsuits.

**Whether it's a serious car accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners, recreational vehicles or boat policies.**

- An extra $1 million to $10 million of liability coverage, which can help protect assets such as your home, car, vacation home and boat.
- Coverage for claims like libel, slander, defamation of character and invasion of privacy.
- It also helps cover defense costs, attorney fees and other charges associated with lawsuits.
- This coverage also extends to international occurrences

**How Do I Get Under The Umbrella?**

An umbrella policy is a valuable addition to any vehicle, homeowners, condominium or other policy for extended personal liability protection.

In today's world, anyone can easily get hit with a lawsuit. That's why it's more important than ever to consider an added layer of protection for your income and your assets – not to mention your peace of mind. Put it all under an umbrella with very little out of pocket expense to keep your family prepared for any unexpected liable events or accidents.

### Are You Shopping For Insurance?

**If you’re looking to purchase insurance for a home, cars or simply looking for a change in policies, contact us to learn about your options!**

**_We offer exceptional coverage from several top rated insurance companies._**

**573-327-8040**

**[https://www.gatewayinsurancenetwork.com](https://www.gatewayinsurancenetwork.com/)**

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## Insurance Partners

[GEICO — Bristol West — National General Insurance — Barton Mutual — Pie Workmans Comp Insurance — Guard — Employers — Aetna — Gerber Life Insurance — AIG — Bestow Term Life Insurance — Sentry Insurance — Colonial Bond and Insurance Co. — Personal Umbrella — Openly — Banner Life — Savings Bank Life Insurance — TransAmerica — Breeze Disability Insurance — North American — Mutual of Omaha — Palomar Specialty — Humana — Mass Mutual — John Hancock — Foremost Insurance — Progressive — Progressive Commercial — Travelers](/insurance-companies)

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## Insurance Partners

[GEICO — Bristol West — National General Insurance — Barton Mutual — Pie Workmans Comp Insurance — Guard — Employers — Aetna — Gerber Life Insurance — AIG — Bestow Term Life Insurance — Sentry Insurance — Colonial Bond and Insurance Co. — Personal Umbrella — Openly — Banner Life — Savings Bank Life Insurance — TransAmerica — Breeze Disability Insurance — North American — Mutual of Omaha — Palomar Specialty — Humana — Mass Mutual — John Hancock — Foremost Insurance — Progressive — Progressive Commercial — Travelers](/insurance-companies)

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