---
title: Tornadoes - Bracing for Impact
description: Is Your Missouri Home or Business Prepared for a Devasting Tornado Strike?
---

# Tornadoes - Bracing for Impact

## Gateway Insurance Network

* * *

## Tornadoes - Bracing for Impact

- Posted on Tuesday, February 1, 2022

**_Tornadoes represent one of the world’s most common and dangerous natural disasters due to their relatively high occurrence rates, significant material damages, and fatalities._**

While studies suggest that certain areas of the U.S. are more prone to tornadoes than others (think **_“Tornado Alley”_** which represents the Great Plains in the central region including **[Missouri](https://www.gatewayinsurancenetwork.com/)**), these tropical cyclones can actually occur anywhere and with little warning.

- **_With that in mind, we want to help [home](https://www.gatewayinsurancenetwork.com/homeowner-insurance) and [business](https://www.gatewayinsurancenetwork.com/commercial-property-insurance) owners be properly braced to minimize some of the impact caused by severe tornadoes._**

**_Although there is no way to eliminate all of the damage from a direct hit, [home](https://www.gatewayinsurancenetwork.com/homeowner-insurance)and [business owners](https://www.gatewayinsurancenetwork.com/commercial-property-insurance) can implement measures to minimize some of the impact of a severe tornado._**

- [**Business owners**](https://www.gatewayinsurancenetwork.com/business-insurance) **should prepare an [emergency plan](https://www.gatewayinsurancenetwork.com/contact) for supervisors and managers to follow during the threat of a tornado.**
- Be sure to include provisions for employees typically working outdoors.

- **_[Home owners](https://www.gatewayinsurancenetwork.com/homeowner-insurance) should also[prepare a plan](https://www.gatewayinsurancenetwork.com/contact) for family members/friends staying in your home._**

- Practice emergency procedures periodically or when tornado drills occur in your area.
- Monitor local radar and weather information and download smartphone apps for tornado alerts.
- Keep exterior doors and windows closed to minimize rain and flying debris.
- Keep interior doors closed to compartmentalize buildings.
- Seek shelter in a “Safe Room,” a basement, corridor, or small interior room on the first floor.

- Avoid sheltering in areas with an outside wall or with glass windows.
- Maintain an electronic record (inventory records, photos and/or video) of your property and contents and store this remotely.

**AFTER A HIT**

- **If a tornado has damaged your property, [contact your](https://www.gatewayinsurancenetwork.com/contact)[insurance carrier or agent](https://www.gatewayinsurancenetwork.com/) to begin the [claims process](https://www.gatewayinsurancenetwork.com/contact) and [review what’s covered on your policy.](https://www.gatewayinsurancenetwork.com/)**
- Take photos and videos and keep a record of expenses incurred for consideration in your [claim](https://www.gatewayinsurancenetwork.com/contact).
- If possible, prevent the property from further damage by laying out a tarp over the roof and tidying up the inside of the building.
- Be careful, though. Do not enter a structure that may have taken on serious damage and is at risk of collapsing.
- Watch out for debris or downed power lines around the perimeter.

**HELPFUL RESOURCES**

- AMERICAN RED CROSS [American Red Cross | Help Those Affected by Disasters](https://www.redcross.org/)
- DISASTERSAFETY.ORG [http://disastersafety.org/torn...](http://disastersafety.org/tornado/)
- FEMA.GOV [Current Disaster | FEMA.gov](https://www.fema.gov/disaster/current)
- [Gateway Insurance Network](https://www.gatewayinsurancenetwork.com/) 573-327-8040

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## Insurance Partners

[GEICO — Bristol West — National General Insurance — Barton Mutual — Pie Workmans Comp Insurance — Guard — Employers — Aetna — Gerber Life Insurance — AIG — Bestow Term Life Insurance — Sentry Insurance — Colonial Bond and Insurance Co. — Personal Umbrella — Openly — Banner Life — Savings Bank Life Insurance — TransAmerica — Breeze Disability Insurance — North American — Mutual of Omaha — Palomar Specialty — Humana — Mass Mutual — John Hancock — Foremost Insurance — Progressive — Progressive Commercial — Travelers](/insurance-companies)

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[Request a Quote](/quotes)

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