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What Is Umbrella Insurance?

What Is Umbrella Insurance?

When Facing a Lawsuit, Your Regular Insurance May Not Be Enough.
Umbrella insurance provides extra liability coverage that can help protect assets, such as your income, home, additional properties, cars, motorcycles, utvs and watercraft. It also helps cover defense costs, attorney fees and other charges associated with lawsuits.

Whether it's a serious car accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners, recreational vehicles or boat policies.

  • An extra $1 million to $10 million of liability coverage, which can help protect assets such as your home, car, vacation home and boat.
  • Coverage for claims like libel, slander, defamation of character and invasion of privacy.
  • It also helps cover defense costs, attorney fees and other charges associated with lawsuits.
  • This coverage also extends to international occurrences

How Do I Get Under The Umbrella?

An umbrella policy is a valuable addition to any vehicle, homeowners, condominium or other policy for extended personal liability protection.

In today's world, anyone can easily get hit with a lawsuit. That's why it's more important than ever to consider an added layer of protection for your income and your assets – not to mention your peace of mind. Put it all under an umbrella with very little out of pocket expense to keep your family prepared for any unexpected liable events or accidents.

Are You Shopping For Insurance?

If you’re looking to purchase insurance for a home, cars or simply looking for a change in policies, contact us to learn about your options! 

We offer some of the best prices with exceptional coverages from several top rated & best known companies for insurance in Missouri.